Terms of Use

Rules and Conditions for Using Our Website

 

Radian Partners Terms of Use

Welcome to the website of Radian Partners (the “Site”). These Terms of Use (“Terms”) govern your access to and use of the Site, including any content, functionality, and services offered on or through the Site. By accessing or using the Site, you agree to comply with and be bound by these Terms and all applicable laws. If you do not agree to these Terms, you must not use the Site.

1. Acceptance of Terms
By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site. These Terms may be updated from time to time, and continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. It is your responsibility to check this page periodically for updates.

2. Eligibility
You represent and warrant that:
– You are at least 18 years of age or the legal age of majority in your jurisdiction, and you have the legal authority to enter into these Terms.
– If you are using the Site on behalf of an organization, you have the authority to bind that organization to these Terms.

3. Proprietary Rights & Ownership of Site Materials
All content, including but not limited to text, graphics, logos, images, and software on this Site, as well as its design, structure, and compilation (collectively, “Materials”), are owned or licensed by Radian Partners and are protected by intellectual property laws. You may only use the Materials for your personal, non-commercial use. Any unauthorized use, copying, reproduction, or distribution of Materials is prohibited and may result in penalties. You agree not to engage in any activity that could harm, disable, overburden, or impair the Site, including any data mining or other extraction of data or content, without prior written consent.

4. User Content
The Site may offer opportunities for users to post, submit, or share content in the form of text, images, video, or other materials (“User Content”). By posting User Content on the Site, you agree to the following:

A. Responsibility for User Content
You are solely responsible for any User Content you submit. Radian Partners does not endorse or take responsibility for any User Content posted by you or others, and you acknowledge that any such User Content is provided on a non-confidential basis. You agree not to post content that is illegal, harmful, threatening, abusive, or defamatory. Radian Partners reserves the right to monitor, edit, or remove any User Content it deems inappropriate.

B. License to Radian Partners
By submitting User Content to the Site, you grant Radian Partners a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, publish, and distribute such content in any form or media.

C. Unsolicited Submissions
Please do not send unsolicited ideas, creative suggestions, or any related materials through the Site. Any unsolicited submissions become the property of Radian Partners and may be used without you being compensated.

5. Event Reservations and Attendance
If you use the Site to book appointments, events, or consultations, the following terms apply:

– Booking: Reservations made through the Site are confirmed via email. It is your responsibility to ensure accuracy.
– Cancellations: Cancellation policies will be provided at the time of booking and vary by service or event. If a cancellation is not made within the specified time, fees may apply.
– Changes or Cancellations by Radian Partners: We reserve the right to change or cancel any event or appointment due to unforeseen circumstances, with appropriate notice to you.

6. Financial and Investment Information
The content on this Site is intended for informational purposes only. It is not investment advice and should not be used as the sole basis for making financial decisions. Radian Partners does not guarantee the accuracy, completeness, or suitability of the information provided on the Site.

7. Account Registration and Security
Certain features of the Site may require you to create an account. You agree to provide accurate, complete, and up-to-date information. You are responsible for maintaining the confidentiality of your account login credentials and agree to notify us of any unauthorized use of your account.

8. Prohibited Use
Unauthorized access to the Site, including any attempts to bypass security or exploit vulnerabilities, is strictly prohibited. You agree not to use the Site for any illegal or unauthorized purpose, including:

– Engaging in activities that violate applicable laws or regulations.
– Impersonating any person or entity.
– Posting or sharing misleading, false, or deceptive content.

9. Third-Party Links and Content
The Site may include links to third-party websites or services, which are provided for your convenience. Radian Partners does not endorse or assume responsibility for the content, products, or services provided on such websites. If you use third-party links, you do so at your own risk, and you should review the terms and conditions and privacy policies of any such third-party websites.

10. No Warranty and Limitation of Liability
The Site and its content are provided “as is” and “as available” without any warranties of any kind, either express or implied. Radian Partners does not guarantee that the Site will be uninterrupted, error-free, or secure. To the fullest extent permitted by law, Radian Partners disclaims all liability for any damages arising out of your use or inability to use the Site, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.

11. Indemnification
You agree to indemnify and hold harmless Radian Partners, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, costs, or expenses arising from your violation of these Terms or your use of the Site, including, but not limited to, User Content you submit, any interaction you have with other users, and your violation of any applicable law or third-party rights.

12. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which provides detailed information about how we collect, use, and protect your personal data.

13. Governing Law and Jurisdiction
These Terms and your use of the Site are governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict of law principles. You agree that any disputes arising out of or relating to these Terms will be resolved in the courts located in Shelby County, TN and you consent to the exclusive jurisdiction and venue of such courts.

14. Arbitration Agreement
You agree that any dispute or claim arising out of or relating to these Terms or the Site shall be resolved by binding arbitration under the rules of the American Arbitration Association. Arbitration shall take place in Memphis, TN, unless the parties mutually agree on a different location. Both parties waive any right to a jury trial or to participate in a class action.

15. Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed, and the remaining provisions shall remain in full force and effect.

16. Termination
Radian Partners reserves the right to terminate your access to the Site for any reason, without notice. Upon termination, you agree to immediately discontinue use of the Site and any content you have downloaded or printed from it.

17. Changes to Terms
Radian Partners reserves the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. It is your responsibility to review these Terms periodically for updates.

18. Contact Information
If you have any questions or comments about these Terms, please contact:

Radian Partners
6055 Primacy Parkway, Suite 160
Memphis, TN 38119
Phone: +901.202.3909
radianpartners.net/contact/